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How do I get there from here?

My Facebook pal, let’s call her Ann, has retired after 24 years in a civil service job.  Now she is ready to take on her next career – real estate agent.  She has taken the courses and got her license, and she is raring to go!  And more power to her for following her dream.  But it’s not my dream.

Ann loves being around people, loves being part of their lives. In short, she is not like me at all!

Planning for retirement is like planning for so many other things.  Weddings, education, vacations — for all these life-changing events it’s a highly personal journey.  And when you’re on a journey, the first place to start is with a map.  (I know, the first place to start is the internet, but go with me here).  A personal map, that shows you all the marshy bits and pitfalls that you might not be aware of.

X marks the retirement

X marks the retirement

So a couple of days after my most recent birthday, I signed up for and filled out a Retirement Success Profile. This is a series of questions that focuses on how you feel about retirement, and therefore, how prepared you are for retirement.   There are 15 factors that are examined and each is rated for your expectations, your present behaviour, and the variance between the two.  A large variance between what you expect in retirement and what you are doing now means that you will have to do some work in that area to transition to a happy retirement.

I’m not going to give you a complete rundown on my scores because it would be of no more help or interest to you than if I showed you my x-rays.

Chatting with the counselor who explains the results was very helpful and interesting.  But I found it most enlightening that the test scores showed three areas I should work on — focus factors:

  • Health Perception
  • Leisure Interests
  • Replacement of Work Function

The first was a surprise to me because I’m in pretty good health and don’t complain about it much.  But I also realize that this is a bit of a wake up call because I’m now aware that I’ve been taking my good health for granted and I know I’ll have to exercise more and work at staying healthy. The counselor  pointed out that when I retire I will not be taking transit every day and will not be exposed to the amount of germs and viruses I am now (that knock me out on a regular and seasonal basis).  Also I will have enough time to go to the gym and take fitness classes, maybe get a personal trainer to help me get back into shape.

The flag on Leisure Interests intrigues me.  And it ties in with the replacement of work function.  Because I’m kind of an introvert (a loner), I rely on my work for a lot of my socialization. I also rely on my workday to schedule my time.  Again, the counselor pointed out a couple of things I hadn’t thought of:  I’ll have time to take courses in anything that really interests me (currently I am quite fascinated by geology.  Yes, I meant to say geology.) Also there are meet-up groups for various activities.  I love to read (not really a hobby as such, I regard reading as necessary as breathing) so could join a book club.  Also cooking classes could expand my repertoire, and maybe lead to a group of like-minded people to hang out with.

Obviously a lot to think about.  But I have time to make some plans. The next question to be answered:  Can I afford to retire?

 

 

 

 

 

 

 

 

 

Continental charm – in small doses

Whether you say piccolo, pequeño, pieni, klein or  petit,  small is beautiful all over the world.

These little homes in Europe packed a lot of style — and innovative thinking — into small spaces. See how many ideas you can use in your small space.

From Life Edited we learned about a clever Roman who saw this:

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And envisioned this:

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A comfortable loft-style home big enough for two (if they can control their shopping urges) built in the space between two existing buildings right in downtown Rome.

The kitchen has an eating area:

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And a fair-sized kitchen.  The table folds away when not needed for eating (or working with a laptop).

italian-micro-loft-ground-floor

The loft lounge is great for watching TV or reading:

italian-micro-loft-lounge

Closing off the staircase gives you more leg room.  And, of course, it makes up into a bed for sleeping:

italian-micro-loft-bedIt looks like they used the exterior walls of the neighbouring buildings as part of their decor!  With the brick, the plaster, and the exposed beams it looks like it’s been there for centuries, yet still clean and modern.

Life Edited also clued us into this Spanish work/home space by PKMN Architects.  The floor plan is flexible:

All-I-Own-House-by-PKMN-floor-plan-2

A communal recreation area can also be used as a living room

All-I-Own-House-by-PKMN-floor-plan

This video shows how it all works:

I myself am not crazy about the chipboard, it looks too unfinished to me and I wonder if it’s tough enough to stand up to all that manhandling over the years.  But the space itself is very nice. And the moveable walls mean you can use the same space is many different ways.

How much would you love to live in the heart of Paris?  Enough to live in a 7th floor walk-up?  In 8 square meters (86 square feet)?

This video shows it can be done

It’s so chic!  And easy to keep clean.  It was planned to be home for an au pair for a family in the building, but it would be perfect for a student or working person, too. I really like the interior window that lets light into the bathroom.  And the stairs/shelves is a great dual use of the same space.

This video shows how they did it

But what about if you want to get away from it all?  Small spaces are fine in the city, but how would a small home fit into the wide open vistas of the Austrian Alps?

Perfectly. Once again, design trumps space, here in this charming and compact vacation home. It’s called the UVogel.  And it’s for rent if you want a taste of perching on the side of a mountain in your own cozy nest.

 

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Love that view! And the inside is just as breathtaking:

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Building a platform to use as a lounge area is the ideal way to grab that view and hold onto it for hours.

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Once again, bench seating gives you extra space in the dining area.

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They seem to have installed the TV so it can be mounted on the other side of that half-wall and viewed from the main room, or pulled up atop the wall for bedroom viewing — that is tricky!

strange-tiny-house14

 

And the bathroom is built in a deep, narrow space.  The glass walls allow the sun to come all the way into this tiny cabin.

What about if you’re looking for something a little more old-fashioned?  How about this adorable little cottage in Finland?  Just 516 square feet, and 120 years old. Apartment Therapyalerted us to how much cute you can pack into that little area.

Finland1

The kitchen and sitting area are in one room.  It looks like they have some kind of radiators under the windows, but the kitchen has a nice old-fashioned wood-burning range as well as a modern electric stove. Using every square millimetre of vertical space gives you maximum storage.

Finland2

And the bedroom has a small stove as well.

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I understand it can get quite cold in Finland, so they probably need all the help they can get to keep warm.

Thanks for joining us on our trip around the continent of Europe.  Please return your seats to their upright position and make sure your seatbelt is securely fastened.  And remember — thinking big and living small are the way to fly!

 

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